Kyshi accepts currency codes using ISO-style uppercase values.

Common public collection and payout currencies in the backend include:

NGN, KES, ZAR, GHS, XOF, USD

Amount Format

Send API request amounts as numbers in major currency units.

Currency	Example Field	Meaning
`NGN`	`"amount": 1000`	1000 NGN
`USD`	`"amount": 25.5`	25.50 USD where decimals are accepted by the flow
`XOF`	`"amount": 1000`	1000 XOF

The backend stores and normalizes money internally. Integrators should send the request format shown in the API Reference and use returned values for reconciliation.

Local vs Settlement Amounts

Some payment and plan endpoints support amountCurrency.

Value	Meaning
`local`	The `amount` is already in the customer's local payment currency.
`settlement`	The `amount` is in your settlement currency and Kyshi should calculate the local amount.

For a straightforward local checkout, use:

{
  "amount": 1000,
  "localCurrency": "NGN",
  "amountCurrency": "local"
}

Fees And Tax Options

Where supported, fee and tax behavior uses these enums:

Field	Values
`feeBearer`	`MERCHANT`, `CUSTOMER`
`taxChargeable`	`INCLUSIVE`, `EXCLUSIVE`

Transfer Amounts

Transfers and VA transfers use major currency units. Your balance must cover the transfer amount and applicable fees before the backend initiates the payout.